Burlington, South Burlington and Williston Vermont real estate listings, home buying, selling and relocation information

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Our Special Offers: Burlington, South Burlington and Williston Vermont home buying, real estate listings, and homes for sale in Chittenden County, VT

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Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Q	What does the term Curb Appeal mean?
A	This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
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Debbi Burton & Company, REALTORŽ, real estate agents and broker for Burlington, South Burlington and Williston Vermont home listings, property and land for sale - NUMBER1EXPERT(tm)

Debbi Burton & Company
RE/MAX North Professionals
875 Roosevelt Highway #210
Colchester, VT 05446
Phone #: 802-655-9229
800-639-4520 x224
Fax #: 802-655-3336
Email: debbiburton@NUMBER1EXPERT.com
Ready to make your move? Whether youre buying or selling a home in Chittenden County or one of the surrounding Vermont towns, you can count on Debbi Burton and her team. Expect a professional with knowledge of the market, terrific negotiating skills, and comprehensive marketing systems. Expect attention, excellence, and a commitment to you until the job is done. Vermonts #1 RE/MAX RealtorŽ for many years, Debbi and her team have the experience and expertise to help you and your family. For every move you make, count on Debbi Burton & Company.

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